Pre-Retirement
Some of the areas we will cover in our meeting will be to ask you the below statements to help you decide on the best area of investment
Some Way To Go:
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The age you may wish to retire at
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Working out how much income you might need to live a comfortable life or the life you want in
retirement
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Understanding the amount of savings required to create the income you want or need
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Building confidence in the steps you need to take to make sure your money will not run out before you die
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Reviewing existing retirement plans and identifying any savings gaps
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Understanding the different options open to you regarding your retirement
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Maximising your savings and taking full advantage of your own tax allowances
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Protecting or de-risking the investments you have built up
Nearly There:
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Maximising your contributions to your pension ensuring you don’t exceed your annual or life time allowances
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Modelling different income requirements in retirement so you can take your income in the most tax efficient way as well as building in some flexibility in the amount of income you take from your pension pot
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Maximising death benefits for you and your spouse, partner or family
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Utilising all tax allowances available to you
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Increasing your confidence that your money will not run out during retirement
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Factoring in any special spends for holidays or another car etc



